Investing limits explained

## How Much Can I Invest on Wefunder? The amount you can invest depends on what you’re asking about: - **For a specific raise**, the minimum investment amount is set by the company or founder. - **For your overall investing capacity**, there are annual limits based on whether you’re an accredited investor or not, and whether you've completed the KYC process (identity verification). ### Minimum Investment for a Specific Raise Every raise has its own minimum investment amount, and that minimum is set by the company or founder. To verify the minimum for a particular raise, go to the company’s raise page and look at the minimum amount shown in the **Invest** box. If you need help finding the raise page, share the company name and we can help you find it. ### Accredited Investors – No Limits If you qualify as an accredited investor, you can invest without limits when participating in Regulation Crowdfunding (Reg CF) offerings on Wefunder. You need to self-certify that you’re accredited. Since these certifications can be randomly audited, it’s important to be accurate. If you provide false information, your account can be suspended. ### Non-Accredited Investors – There’s a Limit If you’re not an accredited investor, you can still invest, but there are limits based on your income and net worth. These limits apply over any 12-month period across all Reg CF deals you participate in. Here’s the formula: You can invest the **greater of**: - **$2,500**, OR - **A percentage of your income or net worth** (whichever is higher): - If your annual income or net worth is less than $124,000: you can invest up to **5%** of the higher amount - If both your annual income AND net worth are $124,000 or more: you can invest up to **10%** of the higher amount, but not more than **$124,000** total **Example:** Let’s say you earn $80,000 per year and have a net worth of $150,000. Your net worth is higher, so we use that. 10% of $150,000 = $15,000. That’s your limit. ### Additional platform-enforced limits — KYC You need to complete the KYC (identity verification) process through Wefunder if you want to invest above $2,500 in a 12 month rolling period - regardless of your accreditation status. Log into your Wefunder account and use this link to complete the steps of verifying your identity. You can choose either the "SSN" option or the "Document Upload" option, depending on your preference. Your SSN is fully encrypted and secure. ### Important Reminders **Your limits are cumulative.** If you invest $5,000 in one Wefunder deal, you only have $10,000 left for other Reg CF investments (including on other platforms) within that 12-month period. **Tell us about other investments.** If you invest in Reg CF deals on other crowdfunding platforms, you need to disclose those on Wefunder. This helps us track your limits accurately. **Keep your info updated.** You can change your income and net worth information anytime in your Investor Limits settings. Just make sure what you provide is accurate. **What happens if you don’t?** Providing false information can result in your investments being canceled and your account being frozen.