# Calculating your net worth

> For the complete documentation index, see [llms.txt](/llms.txt).

## How to Calculate Your Net Worth for Investing on Wefunder

Your net worth is everything you own minus everything you owe. The key rule: **don't include your primary home** in this calculation.

### What Counts

**Assets:** Bank accounts, investments, real estate (except primary home), cars, and other valuables

**Debts:** Mortgages and loans (except those on your primary home), credit cards, student loans, and personal loans

### Investing with Your Spouse

If you're married or in a domestic partnership, you can combine your income or net worth with your spouse's. Wefunder will use whichever combined number gives you the highest investment limit.

### Let Wefunder Calculate It

You don't need to do the math yourself. Just go to your **Investor Limits** settings, provide your:
- Annual income
- Net worth

Wefunder will automatically determine your investment limit based on the scenario that works best for you.