It's complicated.  Thankfully, when you sign up for a Wefunder account, we'll do all these calculations for you.

The amount you are legally allowed to invest depends on which Regulation the company uses to fundraise.

Wefunder calculates your annual investment limit for Regulation Crowdfunding offerings based on the net worth and income provided upon account opening. Investment limits are for every 12-month period. Every investment in a Regulation Crowdfunding offering counts towards the annual limit. We will not let you invest more than this amount. The SEC made it pretty complicated to calculate this number, but if you're curious:

- Everyone can invest at least $2,500
- If your net worth or income is below $124k, you may legally invest a maximum of 5% of the greater number.
- If your net worth and income are above $124k, you may legally invest a maximum of 10% of the greater number, up to a max of $124k.
- Accredited investors can invest as much as they'd like in Reg CF offerings.

For Regulation A+ offerings, unaccredited investors can invest up to 10% of income or net worth per year, whichever is greater.

Only accredited investors may invest in Regulation D offerings, and they have no limits.

Just so you know, for any investment higher than $25k, we require proof of accreditation regardless.